Inheritance Tax Loan
Quick, Stress-Free Solutions for Estate Tax Payment
Losing a loved one is hard enough without worrying about inheritance tax (IHT) obligations. We understand the financial pressures of managing inheritance tax payments within HMRC’s six-month deadline. Our IHT loan service provides executors and administrators with immediate financial assistance to settle inheritance tax, initiate the probate process, and access the estate’s assets without delays or penalties.
A Straightforward Process
Our loan application process is transparent, efficient, and designed with your needs in mind. We charge no upfront fees and offer competitive interest rates to help you navigate this challenging time.
Simple Application & Quick Decision
Your application begins with a brief consultation with one of our UK specialists. We'll assess your situation, explain your loan options and provide a free, no obligation quote within 24 hours.
Immediate Tax Settlement
Once approved, we immediately pay the inheritance tax (IHT) directly to HMRC, ensuring you meet the six-month payment deadline and avoid interest charges.
Hassle-Free Estate Repayment
After probate is granted and estate administration is complete, the loan is repaid directly from the estate assets. There are no monthly payments required from executors or beneficiaries, and no personal financial risk to you as the estate administrator.
Take the First Step Today
Speak with our experienced team about your estate’s inheritance tax obligations. Complete our simple form below or call our UK advisers at
We help executors and administrators navigate inheritance tax payments, whether your estate exceeds the nil-rate band threshold or includes property eligible for the residence nil-rate band allowance. Our team is here to provide the support you need during the estate administration process.
No interest is added after 18 months.
19-22%
Fee varies by loan size
Less than £250,000 loan – 22%
£250,001 – £500,000 loan – 21%
Greater than £500,001 loan – 19%
Representative IHT Loan Example
Interest on your loan is charged for a maximum period of 18 months starting on the date the loan is issued to you (or paid to HMRC) and the total amount payable depends on how long it takes for the proceeds of the Estate to be realized by the Administrator.
If you borrow £50,000 you will incur an origination fee of £1,000 and interest will be charged at the rate of 22% per annum calculated at a rate of 1.83% per month for up to 18 months; however, we will not charge interest on the origination fee. If the estate takes 12 months to liquidate, you would owe £13,179.84 in interest and fees, plus the £50,000 that was borrowed, resulting in a total balance of £63,179.84. 26.36% representative APR.